We do not offer every plan available in your area. Currently we represent 12 organizations which offer 112 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
by Bumgardner Insurance Group
Medicare with Max
Medicare made clear. No hype. No pressure.
I'm Max Bumgardner, an independent licensed insurance agent. Medicare with Max is where I explain Medicare in plain English and help people understand their options without hype or pressure.
THE VILLAGES® is a registered trademark of Holding Company of The Villages, Inc. Bumgardner Insurance Group is not affiliated with, or sponsored by, Holding Company of The Villages, Inc. or its affiliated entities.
Need Help With Medicare?
Watching videos is a great way to learn the basics of Medicare. But Medicare decisions depend on the individual — your doctors, prescriptions, preferred pharmacies, budget, location, and coverage needs all shape which plan is right for you.
I can personally research and compare the available options from the insurance carriers I represent and walk you through them clearly. There is no additional cost to you for my help — insurance companies compensate me directly, so you never pay for my guidance.
Medicare Topics I Can Help With
Detailed guides on the Medicare topics I cover most often. Click any card to learn more.
Medicare Advantage
Plans that bundle Parts A, B, and usually D with extra benefits like dental and vision.
Learn moreMedicare Supplement (Medigap)
Plans that work alongside Original Medicare to cover out-of-pocket costs.
Learn moreMedicare Part D
Prescription drug coverage that pairs with Original Medicare and Medigap.
Learn moreTurning 65
Your Initial Enrollment Period and what to do before your birthday month.
Learn moreMedicare Enrollment Periods
The windows that determine when you can enroll, switch, or drop coverage.
Learn moreMedicare Advantage vs. Medigap
A side-by-side comparison of the two main paths after Original Medicare.
Learn moreMoving to The Villages® community
How relocating affects your Medicare Advantage and Part D plan options.
Learn moreMedicare with Max on YouTube
Watch clear, straightforward explanations of Medicare topics — then reach out when you're ready for individual help.
Medicare Advantage vs Medigap in The Villages, Florida — What Local Retirees Should Compare
Medicare Advantage and Medicare Supplement (Medigap) take very different approaches to covering the costs Original Medicare doesn’t pay. Max explains the important differences to consider, including provider access, costs, coverage, and how your choice may affect you over time.
Read the full Advantage vs Medigap guideTurning 65 and Medicare Explained
Everything you need to know about enrolling in Medicare when you turn 65 — timelines, options, and how to avoid costly mistakes.
Read the Turning 65 Medicare guideWhy Work with a Broker Instead of Going It Alone?
Max explains the value of working with an independent insurance broker rather than navigating Medicare plan choices on your own.
Learn more about Bumgardner Insurance GroupUnderstanding D-SNP Plans
A look at Dual-Eligible Special Needs Plans (D-SNP) — who qualifies and how they work alongside Medicaid and Medicare.
Explore Medicare options in The VillagesUnderstanding C-SNP Plans
An overview of Chronic Condition Special Needs Plans (C-SNP) — eligibility requirements and how they serve people with specific chronic health conditions.
Explore Medicare options in The VillagesJoin Max’s Medicare Facebook Group
Have general questions about Medicare? Join the conversation in Max’s Facebook group. For help comparing your individual coverage options, contact Max directly.
Visit the Facebook GroupMeet Max
I'm Max Bumgardner, an independent licensed insurance agent with Bumgardner Insurance Group. I'm based in Central Florida and serve residents of The Villages® community and surrounding areas, with assistance available in other states where I'm licensed.
My job isn't to tell you what your neighbor chose or push you toward one particular plan. It's to understand your situation, research the options available through the carriers I represent, and explain them clearly so you can make an informed decision.
Have a Medicare question? Talk to Max.
If you've watched one of my videos and still have questions — or you're ready to look at your individual Medicare options — call, text, or email me. There is no charge for my help.
Plan Availability
We do not offer every plan available in your area. Currently we represent 12 organizations which offer 112 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Government Program Disclaimer
Bumgardner Insurance Group and its agents are not connected with or endorsed by the United States government or the federal Medicare program. This website is a solicitation of insurance and may be used only by a licensed insurance agent.
License Information
Max Bumgardner is a licensed independent insurance agent with Bumgardner Insurance Group. Assistance is available in Florida and in other states where Max is licensed.
THE VILLAGES® Trademark Disclaimer
THE VILLAGES® is a registered trademark of Holding Company of The Villages, Inc. Bumgardner Insurance Group is not affiliated with, or sponsored by, Holding Company of The Villages, Inc. or its affiliated entities.