(863) 400-0431

NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM.

We do not offer every plan available in your area. Currently we represent 5 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227) TTY: 711, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare in Davenport, FL

Expert Medicare guidance for Davenport residents — local support, personalized service from an independent agent.

Comprehensive Medicare Services for Davenport Residents

At Bumgardner Insurance Group, we serve the Davenport community with independent Medicare guidance. Whether you're turning 65, newly retired, or re-evaluating your current plan, our local team understands the healthcare landscape in Polk County — the hospital networks, the plan options available in your ZIP code, and the coverage pitfalls to avoid.

Davenport residents can choose from Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription drug plans. As an independent broker, we compare every carrier available in Polk County — at no cost to you.

Why Davenport Residents Work With Us

  • Independent Agent: We represent every major carrier in Polk County — not just one company
  • Local Knowledge: We know which plans work best with Davenport's healthcare providers
  • No-Cost Service: Free consultations, free plan comparisons, free enrollment help
  • Year-Round Support: We're here after enrollment too — for billing questions, claims, and annual reviews

Medicare Plans Available in Davenport

Medicare Advantage (Part C)

Bundles hospital, medical, and often prescription coverage into one plan. Many plans include dental, vision, and hearing at $0 premium.

Compare Medicare Advantage Plans in Davenport

Medicare Supplement (Medigap)

Covers copays, coinsurance, and deductibles that Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Explore Medigap Plans in Davenport

Medicare Part D — Prescription Drugs

Standalone drug coverage or bundled with Advantage. In 2026, the annual out-of-pocket cap is $2,100.

Find Part D Plans in Davenport

Local Insight: Davenport

Davenport's Medicare market is shaped significantly by its snowbird population. AdventHealth Heart of Florida is the primary local hospital and the foundation of most Medicare Advantage networks serving this ZIP code. However, many Davenport-area Medicare beneficiaries split time between Florida and northern states — which fundamentally shapes which insurance strategy works best. For snowbirds and seasonal residents, we always discuss how coverage works across multiple states before recommending a plan.

Healthcare Providers in Davenport

AdventHealth Heart of Florida

The primary hospital serving the Davenport area, located directly in the community. Full-service AdventHealth facility with emergency care, surgical services, and specialist access across the AdventHealth system.

AdventHealth Celebration (Osceola County)

AdventHealth's award-winning facility approximately 20 miles east near Orlando. Accessible for Davenport residents and snowbirds who winter in Central Florida.

Lakeland Regional Health Medical Center

Polk County's 531-bed Level II Trauma Center approximately 18 miles west — accessible for complex care for western Davenport residents.

Davenport Community Profile

Davenport is one of Polk County's most rapidly growing communities, with an official population around 12,000 but a broader service area exceeding that significantly due to surrounding unincorporated development. Located at the crossroads of US-27 and Champions Gate near I-4, Davenport has become a destination for retirees and snowbirds — seasonal residents who winter in Florida and return north in summer. This seasonal population pattern creates unique insurance considerations compared to communities with entirely permanent residents.

Frequently Asked Questions — Medicare in Davenport, FL

How do I enroll in Medicare in Davenport?
Contact Bumgardner Insurance Group at (863) 400-0431 for free enrollment guidance. We help Davenport residents compare and enroll in Parts A, B, C, and D — at no cost.
What Medicare plans are available in Davenport, FL?
Davenport residents can choose from Original Medicare, Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D plans. Available plans depend on your ZIP code — call us for a personalized comparison.
Is there a cost to work with a Medicare agent in Davenport?
No. Our consultations and enrollment help are completely free. We are compensated by insurance carriers, never by you.
Which hospitals in Davenport accept Medicare?
AdventHealth Heart of Florida and AdventHealth Celebration (Osceola County) and Lakeland Regional Health Medical Center participate with Medicare. Most Medicare Advantage and Medigap plans also include access to these facilities — but network details vary by plan. We help you verify your doctors and hospitals are covered before you enroll.

Ready to Find Your Plan in Davenport?

Free consultation — we compare every carrier, explain your options, and handle enrollment. No pressure, no cost.

Speak With a Local Agent

Serving Davenport, Polk County, and Central Florida

Local Hospitals

  • AdventHealth Heart of Florida
  • AdventHealth Celebration (Osceola County)
  • Lakeland Regional Health Medical Center