NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM.
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227) TTY: 711, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Expert Medicare guidance for Lake Wales residents — local support, personalized service from an independent agent.
At Bumgardner Insurance Group, we serve the Lake Wales community with independent Medicare guidance. Whether you're turning 65, newly retired, or re-evaluating your current plan, our local team understands the healthcare landscape in Polk County — the hospital networks, the plan options available in your ZIP code, and the coverage pitfalls to avoid.
Lake Wales residents can choose from Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription drug plans. As an independent broker, we compare every carrier available in Polk County — at no cost to you.
Bundles hospital, medical, and often prescription coverage into one plan. Many plans include dental, vision, and hearing at $0 premium.
Compare Medicare Advantage Plans in Lake Wales →Covers copays, coinsurance, and deductibles that Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.
Explore Medigap Plans in Lake Wales →Standalone drug coverage or bundled with Advantage. In 2026, the annual out-of-pocket cap is $2,100.
Find Part D Plans in Lake Wales →Lake Wales's primary Medicare provider is AdventHealth Lake Wales, which offers emergency care and specialist services for southern Polk County. For more complex procedures — major cardiac surgery, cancer treatment, orthopedics — Lakeland Regional Health is the regional destination, approximately 28 miles away. This distance makes proper plan selection critical: Medicare Advantage HMO plans that restrict access to Lakeland Regional without prior authorization can create significant barriers for Lake Wales seniors needing specialty care. We prioritize verifying network adequacy for Lake Wales clients.
AdventHealth Lake Wales
The primary hospital serving Lake Wales and surrounding rural Polk County. Provides emergency care, surgical services, and an AdventHealth specialist network for southern Polk County.
Lakeland Regional Health Medical Center
Polk County's flagship 531-bed Level II Trauma Center approximately 28 miles northwest. The regional referral center for complex surgeries, cancer care, and specialty medicine.
Lake Wales is a historic Central Florida city of approximately 18,000 residents with a strong agricultural heritage and a significant older population. The community has a higher proportion of residents aged 65 and older than most Florida cities its size, and its rural character — surrounded by citrus groves and Florida's highland ridge — means that healthcare access and insurance plan network adequacy are especially important considerations. Lake Wales is also home to Bok Tower Gardens, reflecting the city's character as an established, culturally significant community.
Free consultation — we compare every carrier, explain your options, and handle enrollment. No pressure, no cost.