NOT AFFILIATED WITH OR ENDORSED BY THE GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM.
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227) TTY: 711, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Expert Medicare guidance for Mulberry residents — local support, personalized service from an independent agent.
At Bumgardner Insurance Group, we serve the Mulberry community with independent Medicare guidance. Whether you're turning 65, newly retired, or re-evaluating your current plan, our local team understands the healthcare landscape in Polk County — the hospital networks, the plan options available in your ZIP code, and the coverage pitfalls to avoid.
Mulberry residents can choose from Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription drug plans. As an independent broker, we compare every carrier available in Polk County — at no cost to you.
Bundles hospital, medical, and often prescription coverage into one plan. Many plans include dental, vision, and hearing at $0 premium.
Compare Medicare Advantage Plans in Mulberry →Covers copays, coinsurance, and deductibles that Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.
Explore Medigap Plans in Mulberry →Standalone drug coverage or bundled with Advantage. In 2026, the annual out-of-pocket cap is $2,100.
Find Part D Plans in Mulberry →Mulberry's small size means limited local healthcare infrastructure, making plan selection especially critical. Lakeland Regional Health (15 miles) is the closest major hospital, and BayCare Bartow Regional (8 miles) provides community-level care. For Mulberry residents, verifying that both facilities are included in any Medicare Advantage HMO plan is essential — some plans only contract with one hospital system. Original Medicare plus Medigap eliminates this concern entirely.
Lakeland Regional Health Medical Center
531-bed Level II Trauma Center — Polk County's flagship regional hospital. Approximately 15 miles north of Mulberry. Provides comprehensive specialty care, cancer services, and trauma.
BayCare Bartow Regional Medical Center
Community hospital approximately 8 miles east in Bartow. Provides emergency care and surgical services closer to home for Mulberry residents.
Mulberry is a small phosphate-mining heritage community of approximately 3,800 residents in south-central Polk County. Despite its modest size, Mulberry has a higher-than-average proportion of residents aged 65 and older — a reflection of the community's deep-rooted character and limited in-migration of younger residents. The community's Medicare market per capita is significant, and residents typically rely on Lakeland and Bartow for most healthcare services.
Free consultation — we compare every carrier, explain your options, and handle enrollment. No pressure, no cost.